Part C – Medicare Advantage      

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From Medicare’s Website:http://www.medicare.gov/Choices/Advantage.asp

Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. Medicare Advantage Plans include:
  • Medicare Health Maintenance Organization (HMOs)
  • Preferred Provider Organizations (PPO)
  • Private Fee-for-Service Plans
  • Medicare Special Needs Plans

  • When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care. In most of these plans, generally there are extra benefits and lower copayments than in the Original Medicare Plan. However, you may have to see doctors that belong to the plan or go to certain hospitals to get services.
    To join a Medicare Advantage Plan, you must have Medicare Part A and Part B. You will have to pay your monthly Medicare Part B premium to Medicare. In addition, you might have to pay a monthly premium to your Medicare Advantage Plan for the extra benefits that they offer.

    If you join a Medicare Advantage Plan, your Medigap policy won’t work. This means it won’t pay any deductibles, copayments, or other cost-sharing under your Medicare Health Plan. Therefore, you may want to drop your Medigap policy if you join a Medicare Advantage Plan. However, you have a legal right to keep the Medigap policy.
    To compare Medicare Advantage Plans, go to the Plan Comparison Page.
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    Medicare Supplement Companies:

    AARP | Aetna | American Continental | American National | Blue Cross Blue Shield | Conseco
    Continental General | Continental Life | Loyal American | Mutual of Omaha | New Era | Old Surety
    PacifiCare | Provident American | Shenandoah Life | SPJST | Standard Life | UniCare
    United of Omaha | United Healthcare | United Teachers Associates | United World

    Medicare Supplement Plans:

    Plan A | Plan B | Plan C | Plan D | Plan E | Plan F | Plan G | Plan H
    Plan HDF | Plan I | Plan J | Plan HDJ | Plan K | Plan L

    States Served for Medicare Supplements:

    Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Idaho
    Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan
    Minnesota | Mississippi | Missouri | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico  
    North Carolina | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | Tennessee
    Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin